What a different year-end from last year!

Last year in December, the markets were approaching bear market territory with a recession expected as the Fed was threatening higher rates.

For the first time since the Civil War, a decade passed without the U.S. economy falling into a recession.

This year, the Dow climbed 22%, the S&P 500 28.5% and Nasdaq 34.5%.

Low rates, expansive monetary policy (i.e., easy money from the Fed), and growing economy and profits.


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